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You are here: HOME>GEORGIA BANKRUPTCY LAW QUESTIONS>COSTS AND FEES

How much is all this going to cost me?

Having represented several thousand clients in bankruptcy cases over the past twenty-three years, I understand that you probably do not have a lot of money set aside for legal fees.  In fact, it has been my experience that most of my clients are honest, hardworking people who have finally come to the realization that they have no choice but to file for bankruptcy. . . and further, that most people thinking about filing for bankruptcy are short of cash.

The fees I charge at Ginsberg Law Offices are substantially less than the many thousands of dollars you would pay at an expensive downtown law firm. My fees are slightly more than what you might pay at a high volume “bankruptcy mill” firm that files hundreds of cases a month and turns responsibility of your case over to a legal assistant or a beginning lawyer with only weeks or months of experience.

Georgia Bankruptcy Law Questions

Types of bankruptcy available to me

Will I lose my property if I file?

Alternatives to bankruptcy

Does my spouse have to file?

Will notice be published in the paper?

Have I waited to late to file?

Chapter 7 vs. Chapter 13

Chapter 7 info

Chapter 13 info

Avoiding stress at your court appearance

Getting started

Costs & fees

Why choose Jonathan Ginsberg?

How do I start?

At my firm, you will meet with attorney Susan Blum or me.  Susan and I are the only lawyers here who handle bankruptcy and one or both of us will  personally prepare your case and remain available to you by phone or e-mail to answer your questions - you will not be shuffled off to a paralegal.  We will meet prior to your actual hearing to practice and prepare you for the questions that will be asked.  At your first hearing (meeting of creditors) you will not face the unpleasant situation of wandering around the three chaotic courtrooms looking for your lawyer.  You will not face the embarrassment of having an overworked, inexperienced lawyer shout out your name in open court to find you.

And after your hearing, Susan or I will sit down with you to explain what has happened and what steps, if any, we must take to finalize your case. Before you leave, we will hand you a written checklist itemizing any further action that we must take, and we will personally follow-up with you by e-mail or phone to resolve any remaining issues.

Chapter 7: in most cases, my fee for Chapter 7 cases will be around $1,500 to $2,000.  Complicated cases may be more expensive, but I will always be up front about my fees.  The Bankruptcy Court filing fee in all Chapter 7 cases is $299. Thus, your total cost for Chapter 7 in most cases will total around $2,000.  I can structure a payment plan for you.

Chapter 13:  for Chapter 13 payment plans, Ginsberg Law Offices charges a base fee of $4,500, of which $600 to $900 must be paid up front.  The remainder of our fee will be paid over time through the three to five year Chapter 13 plan. All fees in Chapter 13 case must be approved by the Judge assigned to your case. If a case becomes unusually complicated or requires Court attendance at numerous hearings, I may ask the Judge to approve additional fees.  The filing fee cost for Chapter 13 is $274, which must be paid up front. 

Do you accept payment plans?

Yes, we do accept payment plans in some Chapter 7 cases. 

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